Unlock First-of-its-Kind Insights into Financial Wellbeing

At Hi Money, we know money is never just about numbers — it’s about people and the psychological forces shaping their decisions.

To understand more about financial behaviours, we commissioned Rich in Context, a first-of-its-kind report of 1,150 Australians and New Zealanders, revealing the social, cultural and psychological drivers behind financial wellbeing.

Our research helps financial institutions understand clients at a deeper human level: how they think, feel, and act around money — including the barriers, beliefs and biases influencing their choices.

Why it matters for your business

Better Client Engagement
Equip your team to engage clients with empathy, insight and confidence.

Tailored Solutions
Use behavioural insights to design products, services and advice that truly meet client needs.

Staff Capability Building
Our workshops help staff explore their own money psychology, strengthening their ability to connect meaningfully with clients.

Competitive Advantage
Gain access to world-first insights into financial behaviour and wellbeing — unavailable anywhere else.

By combining groundbreaking behavioural research with capability building for your staff, we help financial organisations transform client relationships, deepen trust, and empower more people to achieve financial confidence.

[Download the Report →]

[Read the media release]

Contact us to discuss how we can support your organization's needs.

Helping your employees and members

Financial stress doesn’t stay at home, it shows up at work.
When people are worried about money, it affects focus, productivity, wellbeing and retention.

Recent research from Te Ara Ahunga Ora Retirement Commission shows that a large proportion of New Zealanders are uncomfortable with their finances, and women in particular are feeling the squeeze. 62 % of women report feeling financially uncomfortable, compared with 51 % of men. retirement.govt.nz

These pressures are real, pervasive and costly for workplaces:

  • Many employees are worried about money weekly or more — taking mental space and energy away from the job. Newstalk ZB

  • Fewer than half of New Zealanders feel prepared for retirement, leaving long-term financial insecurity top-of-mind for many. Newstalk ZB

  • New Zealanders spend an average of 13 hours a month worrying about money, yet only 23% of employers are investing in the financial wellbeing of their staff - Mercer Talent Trends Report 2023.

  • And broader research indicates that over 80 % of women rate their financial wellbeing as moderate to very low in survey data on financial confidence. FSC 

Hi Money’s Rich in Context research shows women are particularly affected:

  • Nearly twice as likely as men to experience frequent financial stress

  • 20% of women experience financial stress impacting mental wellbeing weekly, compared with 12% of men

  • Only 22% of women say they never experience financial stress, versus 34% of men

  • Just 23% of women have consulted a financial adviser, compared to 35% of men

  • Only 40% of women feel that financial institutions understand their needs. Be the bank that does!

Hi Money for Organisations

Hi Money delivers employee financial wellbeing programmes that:

  • Build confidence, clarity and capability around money

  • Reduce financial stress that affects mental wellbeing and performance

  • Equip staff to make decisions with less anxiety

  • Support women and diverse workforces to thrive

Includes:

  • Access to the Hi Money Signature Course

  • Two facilitated workshops, online or in person

  • Customisable focus on confidence, decision-making, financial stress, and gender-specific barriers

Outcome: Staff who are more confident, less stressed, and better able to contribute — creating a workforce that thrives and performs.

Organisations that prioritise financial wellbeing see benefits in employee engagement, confidence, performance and retention — because employees who feel supported are more present, less stressed, and more able to contribute their best.

ANGE, I WONDER IF WE COULD SHARPEN THESE BIZ OFFERINGS A BIT MORE. IT STILL FEELS A BIT WOOLY TO ME. PERHAPS WITH OUTLINES OF SOME SPECIFIC WORKSHOPS? LOOK FWD TO DISCUSSING ON SATURDAY.

WORKSHOP 1

present research and facilitate team discussion about opportunities for biz and action steps forwards 90 mins—150 mins

WORKSHOP 2

team accesses HIMoney 30 DAY course along with 2-4 zooms/or in-person workshops with Ange and Rachel to do course together

WORKSHOP 3

Training team to work more effectively with female clients

Basic or advance

WORKSHOP 4

Collab networking event for clients of organisation. Hi Money interviews team member, and also facilitates a short workshop for clients, then networking opportunities.

SPEAKERS
Rach and Ange will present the research and Hi Money story in an